Five ways to check your credit card limit will teach you how to check it in seconds

Credit card friends are most concerned about credit card limit, and everyone must be familiar with the method of checking credit card limit. of. Today, I will help card friends who still don’t know how to check their credit card balance and tell you five ways to check their credit limit.

1. Counter inquiry

Handling various credit card services at the counter is the most traditional way, including inquiries about credit card limits. Cardholders only need to bring their ID card and credit card to the local bank business office for inquiry. Of course, this inquiry method has the problem of low efficiency of manual business processing compared with other methods.

2. Telephone inquiry

When it comes to how to inquire about credit card limit, many cardholders will think of telephone inquiry. Each card issuing bank has its own unique customer service phone number. Cardholders can use this simple method when they want to check their credit limit. They only need to follow the prompts to select the service they need. If necessary, they can also call a manual Get a consultation.

3. Online banking inquiry

Log in to the personal online banking of the bank where the card is issued, enter your login account and password, and you can inquire about the corresponding credit card limit.

4. WeChat client query

WeChat client query is also a relatively new way to query credit card limits. By binding credit card information with the client, you can query it in real time. Credit card limit.

5. Electronic bill inquiry

This is an inquiry method that Chinese cardholders are not familiar with. Cardholders can use statements mailed regularly by the bank or generated during the use of credit cards. Self-check electronic statements and calculate credit card limits.

The above five query methods can basically help card friends perfectly solve the problem of how to query the credit card limit. It is recommended that card friends can choose the method that they are more accustomed to and confident to query the credit card limit, which saves money. It saves time and effort and will greatly facilitate everyone’s life.

How can I know the limit of my credit card?

The method to check the credit card limit is as follows:

1. Taking CCB credit card as an example, first open CCB mobile banking, enter CCB mobile banking, slide the screen to the right and click "Click to log in" , enter the login page of CCB Mobile Banking.

2. After logging in to CCB Mobile Banking, click "Credit Card" at the bottom of the page. The page will display credit card function options.

3. In the credit card function options on the page, click "My Credit Card" to enter the credit card details page.

4. After entering the credit card details page, the page will display , current balance, etc. Click "Limit Details" to enter the limit adjustment page.

5. The "available limit" finally displayed on the credit card limit adjustment page is the current limit of the credit card, so the problem of checking the credit card limit is solved.

How to check the credit card limit

If you want to check the credit card limit, customers can take the following methods:

1. Call the service hotline of the card-issuing bank and press After pressing "0" to transfer to manual service, you can directly ask the customer service staff. After the customer service staff has verified the customer's identity information, they will inform the customer what the specific credit limit of their card is.

2. Find the card on the personal account page of the card-issuing bank's online banking or mobile banking client or credit card APP. You can view it on the card details page, and the limit will be marked directly.

3. Use the mobile phone number reserved when applying for the card to edit the instruction text message and send it to the card-issuing bank. After the card-issuing bank receives it, it will inform the customer of the card limit through text messages.

4. If there is an offline branch of the card-issuing bank near where you work or live, you can directly bring your card and ID card to the branch counter to consult the staff, or you can insert the card on the self-service machine to inquire.

5. Look at the card letter attached when the bank sends the card. The card letter will indicate all the relevant information of the card, including the limit.

However, this method can only check the initial limit. If the card limit is adjusted later, the result will naturally be wrong.

How to check credit card limit

1. Query method:

1. Telephone query: The cardholder calls the bank’s customer service number and provides him with his identity Information and card information held, you can check your personal credit limit.

2. Online or mobile banking inquiry: Cardholders need to log in to the bank's official website and enter their identity information to inquire about their personal credit limit.

3. Counter inquiry: Cardholders bring their ID cards and bank cards to the counter of any branch of their bank for inquiry.

2. The steps for mobile banking inquiry are as follows (taking China Merchants Bank as an example):

1. On the mobile desktop, find the China Merchants Bank client and click to enter.

2. Click to register or log in. If you forget your account, you need to retrieve your password. If you have not forgotten, just log in normally.

3. After logging in successfully, click My Options in the lower right corner.

4. Then click on the location in the picture below - Credit Line, so that you can see the complete loan information.

5. In the new page, you can see the user’s total personal quota.

How to check the credit card limit

The methods to check the credit card limit are:

1. Use your mobile phone to call the bank credit card customer service hotline, such as ICBC credit card, you can dial 95588 , and then select manual service;

2. You can check on the bank's official website, taking ICBC as an example, search "ICBC" on your computer and enter the official website, move the mouse to the credit card, and then click "My Credit Card", after logging in, you can check the credit card limit in "My Account";

3. Go to the bank counter to check the credit card limit.

The credit limits of different banks and different types of credit cards are different. Generally speaking, the credit limit for applying for a credit card for the first time is about 3,000 yuan to 10,000 yuan. Don’t be discouraged if your first-time credit limit is low. You can increase your credit limit by maintaining good card usage habits. If you have used the card for more than a year and have a good credit record, the bank will increase your credit record. This is related to the income and property certificates you provide when applying for the card. And you can also contact the bank's customer service phone number to temporarily increase your credit (overdraft) limit.

How to check credit card limit on mobile phone

The method to check credit card limit is as follows:

1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the bank's customer service number and provide them with their identity information and card information to check their personal credit limit.

2. Online banking inquiry: This is also a relatively simple and fast method. Cardholders only need to log in to the bank's official website and enter their identity information to inquire about their personal credit limit.

3. SMS inquiry: Most banks have set up SMS inquiry services for personal credit limits. Cardholders only need to use the mobile phone number reserved by the bank to send the content required by the bank to the bank service number to check the credit limit.

4. Counter inquiry: Cardholders can also choose to inquire at the counter, but they need to take a number and queue up.

5. Bill inquiry: Your credit card limit will be listed on the credit card statement you receive every month.

In daily life, we often encounter situations where things don’t work. At this time, we can choose to pay the minimum repayment limit, so as to ensure that our personal credit record will not be affected, and at the same time, we will not incur too many late fees. However, special attention should be paid to the fact that the minimum repayment amount must be paid in full, otherwise you will encounter high late payment fees.

That’s it for the introduction on how to check the credit card limit.