1. How much is the interest in automobile mortgage

automobile mortgage needs materials: 1. Relevant materials showing its operating status, such as enterprise vehicle business license, enterprise organization code certificate, tax registration certificate, and current inventory vehicle list. 2. Personal vehicle motor vehicle registration certificate, driving book, vehicle insurance policy, travel tax payment certificate, owner's ID card, etc. Clients: Second-hand cars in Jiangsu, Zhejiang and Shanghai (second-hand car mortgage loans and purchase by rent are limited to Shanghai-registered cars) 1. Corporate customers are domestic enterprises with independent legal personality and registered with the Administration for Industry and Commerce. 2, individual customers over the age of 18, with independent capacity of the city or other provinces and cities can be. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If you want to apply for automobile mortgage, I recommend it.

2. What is the general interest rate in automobile mortgage?

just come to the store to sign a loan, and just go through the formalities of getting the car.

Third, what is the interest on the car mortgage loan?

First, a positive answer

A car mortgage loan is to mortgage the car to the bank to obtain a loan fund, and after the loan is successful, the bank will be paid an interest as a reward.

II. Specific analysis

There are four factors that determine the amount of interest, namely, loan amount, loan interest rate, loan term and repayment method.

1. Loan amount: The car mortgage loan is a general appraisal of the mortgaged vehicle by an appraisal institution cooperating with the bank, and then a proportion is determined in combination with the borrower's comprehensive credit conditions, which generally does not exceed 8% of the appraised capital at the highest.

For example, if the appraised value of a car is 2, yuan, the bank will only give a loan of 16, yuan at most.

2. loan interest rate: the car mortgage loan is based on the year, and the annual interest rate is calculated. The annual interest rate is 4.75% for 15 years and 4.9% for more than 5 years.

3. Loan term: Most car mortgage loans have a maximum term of 3 years, and some banks can provide a loan term of 5 years.

4. repayment methods: generally, there are two types: matching principal and interest and average capital.

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3. How much is the interest on the car mortgage loan?

regarding the interest on vehicle mortgage loans, different banks and lending institutions may implement different interest rates (subject to the approval results of the handling outlets).

at present, the benchmark interest rate of RMB loans is: short-term loans: 4.35% within six months, and 4.35% from six months to one year (including one year); Medium and long-term loans: 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years.

We also need to pay attention to the fact that the loan amount applied for is different from the loan term selected, which will also make the final interest generated different.

4. How much is the general interest in automobile mortgage?

there is no interest, only the handling fee. In automobile mortgage, most of them are mortgage loans by installment. Car mortgage loan is to pay the mortgage fee to the bank after buying a car and before lending, with a ratio of 1-2%.