First, you can choose to pay directly by credit card, and you don't need to recharge the credit card money to Alipay first;

Second, spending money with a credit card is also in your Alipay account, not in the bank card;

Third, if you calculate the credit card consumption, you can rest assured that if you have the habit of keeping accounts, you can see the consumption record in the printed bill, which of course also counts as credit card consumption;

Fourth, there is no need to do this many times;

You can reflect the money after the buyer confirms, otherwise, although it was in your Alipay account before, it will always show the unavailable balance, and you can't move it. Only when your buyer confirms that the money really belongs to you can you withdraw it. Transfer the money to your bank card, and the arrival time is 1-2 working days.