It is difficult for self-employed people to approve credit cards. If it is an individual industrial and commercial household, the chances of card approval will be great.

Individual industrial and commercial households need to provide business licenses and photocopies, ID cards and photocopies, debit cards and photocopies, and some banks also need individual industrial and commercial households to provide tax registration certificates and three-month tax payment certificates.

If you are an unlicensed self-employed, it is not bad to apply for a credit card since you have savings and real estate and can show proof of real estate or assets. I suggest you apply for a credit card and supplementary card for your daughter.

ICBC, BOC, ABC and CCB need certain conditions to apply for credit cards.

China CITIC Bank, China Everbright Bank, Shenzhen Development Bank, China Merchants Bank and China Guangfa Bank are all relatively easy to apply.

As long as the information you provide is true, CITIC Bank will approve 100% of the card, and even if the approval fails, it will issue you a credit card.