Yes, as long as the other party's account can be transferred, there will be no problem. Just tell the other party the credit card number and let the other party transfer the credit card account.
Credit cards can be used to transfer funds, but there are limit limits and the handling fees are not low.
Credit card transfers are divided into two categories, as follows:
1. Overpayment transfer, that is, if you want to withdraw more money from your credit card, you can only transfer it to your name. The peer savings card is not free and requires a certain handling fee, usually 0.5-3.
2. Direct credit card transfer is equivalent to a cash advance. If the user does not have funds at his disposal but needs to transfer money, he can withdraw cash through a credit card and then deposit the cash into a debit card before transferring money. In addition to handling fees, this type of transfer will also charge interest. From the date of transfer, interest will be calculated at a rate of 50,000% of the transfer amount every day. Moreover, the amount that can generally be transferred is 50 of the credit limit, and there is a daily upper limit. Most banks have a daily limit of 2,000 yuan.
Credit cards include broad and narrow definitions. In a broad sense, any specially designed card that can provide the cardholder with a credit certificate and allow the cardholder to shop, consume or enjoy specific services can be called a credit card. In a broad sense, credit cards include credit cards, quasi-credit cards, debit cards, savings cards, cash cards (ATM cards), check cards and charge cards;
In a narrow sense, credit cards are divided into credit cards. Debit and quasi-credit cards. Under normal circumstances, a credit card mainly refers to a "credit card", that is, a credit card that allows deposits first and consumption later, and allows small and good-faith overdrafts. It is also a credit certificate issued by commercial banks or credit card companies to consumers with qualified credit.
Main features
①Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation to a certain extent;
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②Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;
③Credit cards are high-tech products that integrate financial services and computer technology.
④Credit cards can reduce the use of cash;
⑤Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;
⑥Credit cards can simplify collection Reduce payment procedures and save social labor;
⑦Credit cards can promote product sales and stimulate social demand.