The credit card of Shanghai Pudong Development Bank does not have the loan function, but if there is a capital demand, you can apply for the universal fund of Shanghai Pudong Development Bank.

Shanghai Pudong Development Bank provides you with the cash installment business of withdrawing cash in installments, which can immediately meet your small capital needs such as education, tourism and medical care. The cardholder can withdraw cash within the cash advance limit of the credit card and repay the principal in installments. At the same time, the cardholder needs to pay a certain installment fee.

Application amount: the minimum amount of each application of the cardholder is RMB 65,438+0,000, and the cumulative maximum is RMB 250,000, which is an integer multiple of RMB 65,438+0,000.

Extended data

Generally, credit card loans of Shanghai Pudong Development Bank do not charge interest, but only charge a handling fee, which can be calculated by the formula "handling fee = installment amount, installment rate and number of installments".

For example:

The credit card holder of Shanghai Pudong Development Bank applied for the universal fund of 80,000 yuan of Shanghai Pudong Development Bank credit card loan, and paid it off in 6 months. The corresponding handling fee rate is 5.23%, so it can be calculated that the total handling fee that users need to pay is 800005.23% 6 = 4 184 yuan.