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How to repay if your credit card is frozen?

Methods for repayment if the credit card is frozen: 1. Repayment can be made through some third-party platforms such as Alipay and WeChat that support credit card repayment services. 2. When your credit card is frozen and cannot be used, you can also log in to the mobile app to which the credit card belongs to make repayments. 3. If you have opened online banking, you can also repay directly through online banking.

A frozen credit card means that the credit card cannot be used in the near future, usually by the bank. If you fail to repay your balance multiple times or cash out, your credit card will be frozen. It is best to call the bank first to find out why your credit card has been frozen. If it is because there is an unpaid balance, you need to pay it off immediately, and then confirm with the bank that it has been paid off, and the bank will give you a refund immediately. Handle credit card unfreezing.

The specific solutions to each type of freezing are as follows: 1. Overdue payments are frozen: Generally, the bank will freeze your credit card only if the number of overdue payments is relatively large or the single overdue time is too long. At this time, you need to repay the loan in full and in a timely manner. After paying off the debt, call the bank customer service and ask to unfreeze the bank card. Generally, the bank will unfreeze the card, but it may have a certain impact on the loan limit.

2. Cash-out records are frozen: If you have used POSS machines to make large purchases very frequently, or frequently used credit cards to withdraw cash, UnionPay will consider you suspected of cashing out and will notify you. The bank where your credit card is located will freeze your credit card. This situation is more troublesome than the previous one, because cashing out is a violation. You can provide the bank with your credit card consumption records in the past year. If your credit is good, the bank will unfreeze your credit card.