Don't wait for the bank to find you before saying that you can't pay back the money. It's too insincere. Take the initiative to contact and negotiate, and don't ignore the call for collection.
2. Explain the reasons for overdue
Explain your own reasons for overdue, not intentionally overdue, and don't shirk your responsibilities, and express a positive attitude towards repayment.
3. Explain the economic situation
Explain your debt situation, income situation and even family situation clearly, indicating that you don't want to pay back the money, but you can't pay back that much at one time, and you need personalized installment.
4. Providing proof materials
It's not enough to say that it's difficult without proof. It's better to have unemployment certificate, poverty certificate or hospitalization certificate, which shows that you are really unable to repay, and get the qualification for staging.
Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. and one of the 12 national joint-stock commercial banks in Chinese mainland. With a registered capital of RMB 5,123.35 million and total assets of nearly RMB 1.37 trillion, it is headquartered in Shenzhen, Guangdong Province.
China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches all over China and representative offices in Hongkong.
In January p>212, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank was renamed as the new Ping An Bank, and the new Ping An Bank was formally opened for business. On June 26, 219, eight banks, including Ping An Bank, launched the first batch of enterprise information networking verification systems.
On September 22nd, 27, Ping An Bank held a large-scale public welfare activity of "Peace, Care and Harmony as a Family" in Shenzhen Yuanping Special Education School, and announced that it would invest 5, yuan to set up the "Ping An Bank Yuanping Excellent Education Award", which was specially used to commend and reward outstanding teachers and outstanding disabled students in Shenzhen Yuanping Special Education School who have made outstanding contributions to the cause of special education in the next five years.
On September 22nd, 27, the first prize of "Ping An Bank Yuanping Excellent Education Award" was awarded. * * * Ten outstanding special education teachers and 3 outstanding students from Yuanping School were awarded prizes and certificates. Richard Jackson, President of Ping An Bank, Cao Shifan, Deputy General Manager of China Ping An Group, Huang Jianxing, President of Shenzhen Yuanping Special Education School, and many Ping An Bank executives, employees and teachers and students of Yuanping School attended the event.
The specific contents of Ping An Bank's Yuanping Excellent Education Award are as follows: The Excellent Teacher Award is divided into three grades, including two teachers with meritorious service in Yuanping, each with a reward of RMB 1,; Three Yuan Ping star-rated teachers, each with a reward of RMB 5,; Five Yuanping model teachers, each with a reward of RMB 3,. Outstanding student awards are divided into three grades, including five first prizes, each with a reward of RMB 3,. Ten second prizes, each with a reward of RMB 2,; Fifteen third prizes, each awarded RMB 1 yuan.