The signature on the back of a credit card is as important as the password. It is a guarantee of consumer safety.

Bank staff said that the signature on the back of the credit card is a guarantee of consumer safety and is as important as the password. Different from China, when using credit cards abroad, you do not need to verify the password, it depends entirely on the signature. Therefore, if the cardholder fails to endorse the card, it will affect his normal consumption abroad.

The card that has been swallowed by the ATM can be retrieved with the signature on the back of the credit card.

When a cardholder withdraws money from a bank ATM machine, if there is a problem with the machine and the card is swallowed, the bank staff can also verify the identity of the owner through the signature on the back of the bank card and the registration book. Check your signature and use it as a basis to handle card refund and other services.

If the signature on the back of the credit card does not match, the store can refuse to sell the goods.

When swiping a card for consumption, if the cashier finds that the signature does not match the signature on the credit card during the signature verification process, the cashier has the right to cancel the purchase and refuse to sell the goods. Don’t think this is a fantasy, because the risk of fraud caused by settlement without verifying the signature will be borne by the merchant, and if the credit card is stolen without a signature, the responsibility lies with the cardholder.

So the signature on the back of a credit card is very important, but many people tend to ignore its importance. Regarding the signature on the back, you need to pay attention to the following two points:

For the signature on the back of the credit card, it is best to keep the font consistent with your usual signature. Try to avoid too neat fonts, otherwise it will be easy to be imitated.

The credit card signature cannot be altered, otherwise the signature will be invalid. If you accidentally sign the wrong card, you can apply to the bank to create a new card. In addition, it is best to use a ballpoint pen when signing. Wait for the pen and ink to dry before putting the card back into the wallet to prevent the signature from being blurred.