Benefits include high quota, preferential activities, integral feedback and exclusive services. Disadvantages include high annual fee, high application threshold and consumption restrictions. Benefits: 1, high credit limit: Compared with ordinary credit cards, the Postal Savings Platinum Credit Card has a high credit limit, which can meet the higher consumption needs of cardholders. 2. Preferential activities: You can enjoy various preferential activities provided by the Postal Savings Bank, such as shopping discounts and hotel discounts. 3. Points feedback: points can be earned for consumption, which can be used to exchange gifts and deduct part of the consumption amount.

Disadvantages: 1, high annual fee: Compared with ordinary credit cards, the annual fee of Platinum Credit Card of Postal Savings is high, which requires the cardholder to bear higher fees. 2. High application threshold: The application threshold of Postal Platinum Credit Card is high, requiring cardholders to have high income and credit history. 3. Consumption restriction: Some postal platinum credit cards will restrict the cardholder's consumption place and amount, which will cause some inconvenience to the cardholder's consumption.