As women pay more and more attention to their own health today, faced with numerous anti-cancer insurances for women, many people choose China Merchants Bank Credit Card Kangai Wuyou anti-cancer insurance. The following is a detailed introduction to the guarantee content of this product. Generally, critical illness insurance is more affordable for women than for men. What are some good insurance recommendations for women? A review of the top ten critical illness insurances worth buying for women in 2020!
What does China Merchants Bank Credit Card KangAi Wuyou Cancer Insurance include?
After 180 days from the date when the China Merchants Bank Credit Card Kangai Wuyou cancer insurance contract comes into effect or is last reinstated, if the insured is diagnosed with the agreed malignant tumor for the first time, he or she can obtain the following protection:
1. Cancer insurance
If the insured is diagnosed by a specialist for the first time and develops a malignant tumor as stipulated in this contract, the insurance company will pay the insured the amount insured under this insurance item. Cancer insurance benefits will be paid to the patient. During the insurance period of this contract, the insurance company will pay cancer insurance benefits at most once. ?Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country
2. Monthly cancer insurance benefits
If the insured is diagnosed by a specialist for the first time and develops a malignant tumor stipulated in this contract, the insurance company will pay according to the The monthly cancer insurance benefit will be paid to the insured according to the insured amount of this insurance item specified in the insurance policy. The monthly cancer insurance benefit will be paid once a month, and *** will be paid 36 times before this contract is terminated.
3. What is the daily hospitalization insurance benefit for cancer?
If the insured is diagnosed by a specialist for the first time and develops a malignant tumor as stipulated in this contract, the insurance company will pay according to the actual situation of the insured. The number of hospitalization days multiplied by the insured amount of this insurance item stated in the insurance policy is used to pay the daily hospitalization insurance premium to the beneficiary, that is, the insurance premium to be paid by the insurance company = the actual number of hospitalization days of the insured × the insured amount. ?
4. Insurance premium exemption?
If according to the provisions of this contract, when the insurance company pays the monthly cancer insurance benefit or the daily cancer hospitalization insurance benefit, the insurance company will Waiver of insurance premiums for the remaining periods of this contract after the insured is diagnosed with malignant tumors.
The above is about the protection content of China Merchants Bank Credit Card Kangai Wuyou Cancer Insurance. I hope everyone can learn more about this product through this article. It should be reminded that each insurance product has a lot of contract content. You must read it patiently to avoid various surrender or claim disputes after purchase. So if you buy the wrong insurance, do you need to surrender it? If so, how can you do so without losing money? Can I get a refund if I buy the wrong insurance? How much money can I get back if I surrender the policy? How to cancel the policy in full?