HSBC Credit Card Annual Fee Standards
HSBC Lifestyle Credit Card Annual Fee: 300 yuan per year per card, the annual fee is waived in the first year when the card is purchased, and the annual fee for the next year is waived by swiping the card 6 times, attached The card has no annual fee.
Annual fee for HSBC Travel Credit Card: 2,000 yuan per card per year. The first-year annual fee is a rigid annual fee. In the following year, 200,000 points can be used to offset the annual fee. Additional cards are exempt from annual fees.
The annual fee for HSBC Premier Travel Credit Card: 3,600 yuan per card per year. The annual fee in the first year is a rigid annual fee. 300,000 points can be used to offset the annual fee in the second year. The annual fee for supplementary cards is 300 yuan. In the second year, the annual fee is 300 yuan. Starting from 25,000 points, you can redeem the annual fee.
Other common fees for HSBC credit cards
1. Overdue credit card repayment fees: fees charged due to the cardholder's failure to repay on time, resulting in overdue fees, which are the minimum repayment amounts. Part 5.
2. Credit card cash withdrawal handling fee: 2% of the amount charged for domestic cash withdrawal is used as a handling fee, and is not less than RMB 10 per transaction; the handling fee for each overseas cash withdrawal is 3% of the cash withdrawal amount, and is not less than RMB 10. RMB 30 per transaction or USD 5 per transaction.
3. Installment manual repayment renewal fee: The handling fee rate is determined according to the number of installments. The handling fee for 3rd period is 1.0, the handling fee for 6th period is 0.75, the handling fee for 10th period is 0.7, and the handling fee for 12th period. The handling fee is 0.65, the handling fee for 18 periods is 0.65, and the handling fee for 24 periods is 0.6.
4. Credit card loss report handling fee: HSBC Lifestyle Credit Card is 35 yuan/card, HSBC Travel Credit Card is 35 yuan/card, and HSBC Premier Travel Credit Card is free.
5. Foreign currency conversion fee: 1.5 for HSBC Lifestyle Credit Card, 1.5 for HSBC Travel Credit Card, and free for HSBC Premier Travel Credit Card.