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Pufa is hungry. Is credit card approval easy?
It may be easier, mainly depending on the proof of income and property. If the income certificate and property certificate are better, it is easy to pass the exam. Requirements for bank credit card application: ① Age requirements: domestic residents should be between 18-65 years old, and foreigners should be between 25-65 years old; 2. Job requirements: have a stable work unit, income and fixed residence; ③ Credit requirements: no bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Bank credit card application materials: ① identification materials: copy of resident ID card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year. 2. Work and income certificate: salary certificate or business card or photo badge. Proof materials that can prove that you have good economic strength: copy of real estate license and copy of automobile driving license; Copy of bank loan account (good credit, overdue for no more than 60 days) or deposit certificate.

Other credit cards:

1. If you want to apply for a card online, you can do this: choose a card type that is easy to apply for: female friends can choose a beautiful woman's credit card type, young people can choose a Pufa Youth Card, and in addition, choose a new credit card type issued by Pufa, which is generally easier to approve. However, it should be noted that there are many types of cards, which are divided into multiple grades. It's better to choose a gold card than a platinum card. Packaging when filling in the application form: the application materials filled in online application play a decisive role in whether the card can be approved. It needs packaging, extract detailed information as much as possible, fill in the marital status and family support according to age, and write the working years for 3~4 years; In addition to the monthly salary, the annual income also includes various subsidies issued by the company plus the year-end bonus, and so on.

II. JD.COM Small White Card (Co-branded Card) In recent years, JD.COM has been making great efforts in the financial field, and jointly launched a series of "small white cards" with a number of commercial banks, which are quite popular among young users. These little white cards are actually JD. COM's co-branded credit card. Most small white cards are suitable for credit card "white households", as long as you are an active user in JD.COM. The so-called white household is a user who has not yet held a credit card and whose credit information shows blank. After testing and feedback from other cardholders, if you often shop in JD.COM, open JD.COM IOUs with no overdue records, and buy financial products of Jingdong Finance, it is best to be a member of JD.COM Plus, so that you can basically achieve "second batch" when applying for a small white card.