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Can WeChat Pay use credit card money?

WeChat allows payment by credit card. You need to bind the credit card in advance, click on Me-Pay, select Add Bank Card in the bank card in WeChat Wallet, and then bind it. When paying, select the payment method as credit card to use it.

It should be noted that only merchants that support WeChat payment and credit card payment can use this method to conduct transactions. This method can be used for general life consumption and shopping. However, sending WeChat red envelopes and transferring money to friends cannot be used for WeChat payment through credit cards.

Extended information:

WeChat credit card payment handling fee:

There is currently no handling fee for WeChat credit card payment. Of course, credit card payment itself will charge a certain fee, but the fee is generally borne by the merchant.

It’s just that everyone needs to pay attention. Although there is no handling fee for WeChat credit card payment, there is a certain limit, and credit cards from different banks will have different limit limits.

In addition, WeChat credit card payment must also be used in scenarios that support credit card payment. For example, if you scan a QR code to pay, the merchant's QR code must be a commercial version of the payment code to support credit card payment. If it is a personal QR code, it does not support WeChat credit card payment.

WeChat Pay () is China's leading third-party payment platform under Tencent Group. It has been committed to providing users and enterprises with safe, convenient and professional online payment services. With the core concept of "WeChat Pay, more than just payment", it has created a variety of convenient services and application scenarios for individual users, and provided professional collection capabilities, operational capabilities, fund settlement solutions, and security for various enterprises and small and micro merchants. Assure. Enterprises, products, stores, and users have been connected through WeChat, making smart life a reality.

On August 15, 2018, Tencent’s second quarter and interim comprehensive performance report showed that the combined number of monthly active accounts of WeChat and WeChat reached 1.058 billion. The "smart life solution" with WeChat Pay as the core has so far covered millions of stores and more than 30 industries. Users can use WeChat Pay to see a doctor, shop, eat, travel, pay utility bills, etc. WeChat Pay has penetrated deeply into the fabric of life. In every aspect.

Since WeChat Pay was officially launched in August 2013, it has gradually penetrated into daily life, starting from payment, and has become a driver of new business value.

During the Spring Festival in 2014, WeChat red envelopes exploded for the first time;

In January 2014, WeChat Pay cooperated with Didi to detonate the taxi market;

In March 2014 In August, WeChat Pay was fully opened to merchants;

In August 2014, WeChat Pay smart life solution was released;

In the 2015 Spring Festival, the WeChat Spring Festival Gala "Shake" was launched to the whole country. People distributed 500 million cash red envelopes;

In September 2015, WeChat payment was fully opened to service providers;

In November 2015, cross-border payment capabilities were officially opened;

In April 2016, the WeChat Payment Spark Plan was launched to support the growth of service providers;

In September 2016, the "WeChat Pay" function was launched with zero-threshold access, helping small and medium-sized merchants get rid of technical burdens ;

In December 2016, Tencent Mobile Payment’s monthly active accounts and daily average payment transactions exceeded 600 million;

On July 3, 2017, WeChat Pay launched the new WeChat An open platform for overseas payments, lowering the access threshold for overseas merchants;

In June 2018, the number of active accounts in Tencent’s mobile payment business exceeded 800 million.