I cannot explain Alipay Cartoon in official language, I can only explain Alipay Cartoon through my own personal experience, because I have been using CCB Alipay Cartoon. Personally, I think Alipay Cartoon is a method of Alipay payment, just like credit card quick payment. Because more and more online shopping is very convenient, Taobao, Dangdang, Joyo all require Alipay, and Ctrip pays group fees, buys movie tickets online, etc., all can be paid with Alipay, which is very convenient. I don’t have online banking. Use Alipay cartoon. \x0d\Bring your ID card to the China Construction Bank window and say you want to apply for Alipay (I didn’t know the difference between Alipay and Alipay when I applied three years ago). The bank clerk will hand you a form, fill it out, and hand it to the window. It seems like To specify the maximum payment limit, you will be handed a dark purple debit card with a shield pattern in a short while. There are three words "Alipay" in the upper right corner, and on the back it is written "This card is for China Construction Bank and Alipay." "Jointly issued" means that you can usually swipe a debit card from a POS machine. This card is the Alipay card, and you need to deposit money into it. When you use Alipay for online transactions, the money is paid from this debit card to Alipay. On Taobao, After the buyer confirms receipt of the goods, the money will be transferred from Alipay to the seller. It can also be said that Alipay Card is a way to recharge Alipay, because there is a payment limit and a digital certificate needs to be installed. \x0d\In short, Alipay Card is a way to recharge Alipay. Alipay is like a trading platform. It has no money. When doing online transactions, you need to transfer money from Alipay Card to Alipay. \x0d\You can apply for it by taking your ID card to any CCB window.