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What is the special loan for China Merchants Bank Gold Card?

Exclusive loan for gold card customers of China Merchants Bank

If your total personal assets such as deposits and financial management in China Merchants Bank exceed RMB 50,000 (inclusive), you can get mortgage-free , guarantee-free and other credit loans. Simple procedures and fast disbursement!

1. Total personal assets include current deposits, time deposits, funds, financial products, insurance, trust products and other financial products.

2. Loans are free of guarantees and mortgages. As long as you handle personal financial management business at China Merchants Bank, you can obtain a loan based on your credit;

4. The loan amount is large; Up to 3 million;

5. The loan period is long, and the loan credit period can be up to 2 years;

6. The loan has a wide range of uses, and the loan can be used for car purchase, decoration, and travel , shopping and other various consumption purposes;

7. Swipe your card to enjoy discounts, you can enjoy local investment points and redeem various practical and exquisite gifts, and you can swipe your card at designated merchants;

8. Consumption is to enjoy special discounts or offers.

The certificates required to apply for the China Merchants Bank Gold Credit Card are as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required) , military personnel need to provide a copy of their military ID;

2. Work certificate: It can be the original work certificate issued by the unit where you are employed (please indicate the specific company name, department, position and income, and stamp the company name official seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter;

3. Proof of financial resources: it can be a salary record issued by a bank, or an income tax withholding certificate, or Documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.