Golden Harvest Credit Card takes "Enjoy Credit, Taste Life" as its brand service concept, is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand for cardholders.

Golden Harvest Credit Card focuses on innovation and targets mid- to high-end customers and potential target customer groups. It has successively launched standard series of cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards, etc. A series of products to meet the needs of different customer groups. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods, bills have also been opened one after another. Featured functions such as text message reminder, text message loss report, email loss report, business travel reservation, 24-hour health consultation, "516" installment payment and other special functions combine the advantages of outlets in urban and rural areas, network advantages and product advantages to form a powerful functional advantage.

In fact, each credit card issued by the bank has its own functions, features and benefits, and there is no absolute comparability. What applicants should ask is which credit card is more suitable for them.

In terms of credit card limit, the best credit cards in banks are of course gold cards and platinum cards, with limits of at least 10,000 and up to more than 300,000. However, it is not easy to apply for a gold card or a platinum card, unless you have high financial proof (such as car and house certificates, and bank deposit certificates).

If you only use credit cards to swipe in your life and make small purchases in advance, then ordinary ordinary cards can satisfy you, such as ordinary standard credit cards.

Apart from the limit, from a functional point of view, you should also consider your own life needs. For example, if you like to travel, you can apply for a travel credit card. This kind of credit card is often used when traveling domestically and abroad. There are corresponding discounts;

If you are a business person and travel frequently, you should naturally choose a business card. The business card has its own benefits for hotel accommodation and business transactions;

If you are Online shopping experts can choose co-branded cards from banks and major e-commerce companies, so that they can accumulate points while shopping online and enjoy corresponding discounts.

In short, when applying for a credit card, you mainly need to consider your needs. Banks issue various types of cards. If you want to know more, you can log on to the homepage of the bank's official website to inquire.