It's usually fine.
1. If you have already applied for a Shanghai Pudong Development Bank credit card and obtained the card, activating the card will not have any impact. However, it should be noted that if it is an ordinary Shanghai Pudong Development Bank credit card, you do not need to pay the annual fee when the credit card is not activated. However, if the customer has a high-end card, the credit card will not be activated, but the annual collection will proceed as usual; if you want to use a Shanghai Pudong Development Bank credit card to shop in the mall, you must first go to the bank to activate the credit card. If your Shanghai Pudong Development Bank credit card is not activated, you cannot make payments and purchases.
2. According to the latest regulations of the China Banking Regulatory Commission, annual fees are not allowed for unactivated credit cards. Most credit cards issued by Shanghai Pudong Development Bank can be exempted from annual fees. Therefore, small partners who have applied for Shanghai Pudong Development Credit Cards are recommended to activate them. And use it if you really don’t need to call customer service to cancel. If you want to activate an SPD credit card, you can directly call the customer service number to activate it or log in to the official website of Shanghai Pudong Development Bank Credit Card for online activation. If the credit card is not opened, it will not be automatically canceled and you need to sell it yourself for it to take effect
3. If Failure to activate the Shanghai Pudong Development Credit Card will not affect the user's credit, but will lower the Shanghai Pudong Development Bank's evaluation of the user. There are certain fees for credit card printing and card issuance. After the user receives the card and activates it, Shanghai Pudong Development Bank will not be able to profit from the credit card, so this loss needs to be borne by Shanghai Pudong Development Bank. The next time a user applies for a Shanghai Pudong Development Bank card, Shanghai Pudong Development Bank will be more strict. Of course, it is best not to cancel the card as soon as possible after applying for a credit card. This way, you can still enjoy the benefits of a new user when you apply to cancel the credit card next time.
If the user does not activate the credit card because the credit card limit is too low, this is incorrect; the user can activate the credit card and use it frequently. If we increase consumption and can complete the payment on time, then the bank will increase The number of credit cards. Canceling a credit card distinguishes between issuing and canceling the card. If you just cancel the card, if the user goes back, he can apply for a new card from the bank at this time without paying any data.