1. As long as the credit card repays on time and is not overdue, it will not affect the credit history. In other words, whether the withdrawal of cash by credit card has an impact on credit history depends on whether the credit card repays on time.

2. As long as the minimum repayment amount of the bill is enough before the final repayment date, there will be no bad credit record. In other words, as long as the repayment is made before the repayment date, it has no effect on personal credit.

3. Withdrawal itself will not affect personal credit information. However, because cash withdrawal by credit card is also an overdraft method, it is very important for cardholders to repay in time after cash withdrawal. If the applicant fails to repay in full and on time, it will leave a record of overdue repayment in the bank.