Is the foreign exchange rate of credit card calculated according to the trading day or the entry date?

Different situations and different algorithms:

1. The exchange rate for overseas UnionPay line transactions is provided by UnionPay. Generally, the exchange rate, specific exchange rate values and detailed rules published on the actual trading day are taken. It is recommended to call UnionPay at 955 16 for consultation.

2. Overseas VISA or MasterCard quota transactions shall be settled by converting them into US dollars at the exchange rate specified by VISA or MasterCard on that day.

3. The foreign currency settlement exchange rate for overseas credit card transactions is generally the exchange rate on the processing day of the international organization system, which is usually the exchange rate on the day before the' bookkeeping date' in the bill, subject to the records of the international organization system. The exchange rate is provided by international organizations and may be different from the market announcement.

For more questions, it is recommended to call the official customer service hotline of the bank issuing bank with credit card.

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