Huimin Card is not a credit card because there is no Huimin Card in credit cards. Huimin Card is a debit IC card product issued by rural credit cooperatives to the society.

Huimin Card is a payment and settlement tool with functions such as savings, agency collection and payment, consumption, transfer settlement, etc. Users in need can apply to rural credit cooperatives.

In addition to the basic financial functions of a debit card, the Huimin Card can also be used for medical identification, medical settlement, and the issuance of a fiscal card to benefit farmers.