First, China Merchants Bank.
The advantages are: brush six times to avoid the annual fee of the following year; SMS service is free; Integral gifts are better. Disadvantages: the withdrawal fee is 3%; There are fewer outlets.
Second, China CITIC Bank.
Advantages: swipe your card five times to avoid the annual fee of the following year; SMS service is free; Send an accident insurance. Disadvantages: the withdrawal fee is 3%; The loss reporting fee is high in 80 yuan;
Third, Industrial Bank.
Advantages: brush five times or spend 3000 yuan to avoid the annual fee of the following year; 2. Only 50 yuan is needed to report the loss. Disadvantages: SMS service fee 3 yuan/month; Withdrawal fee 3%; Fewer exits
Fourth, Bank of Communications.
Advantages: Y-POWER card can be swiped three times to avoid the annual fee of the following year, and other cards can be swiped six times to avoid the annual fee of the following year; SMS service is free; The withdrawal fee is only1%; 50 yuan is required to report the loss; Many outlets; Disadvantages: moderation, no mistakes.
Fifth, Shanghai Pudong Development Bank.
Advantages: Free annual fee for the first year; Free SMS service fee; Free of loss reporting fee; Don't pay too much to get back the handling fee. Disadvantages: according to credit card records and repayment records, the annual fee for the following year is exempted; The handling fee for replacing damaged cards is high, and 80 yuan is needed; The withdrawal fee is 3%
The above are the advantages and disadvantages of several common commercial bank credit cards. The landlord can choose according to his own needs. If the landlord has any concerns, you can call the customer service of the bank where you handle the card to ask about the situation, or go to the website of I love the card to see if anyone else has answered the same question as you. I hope my answer can help the landlord!