It is suggested that the landlord can use your mobile phone number reserved in CCB to edit the available amount of the short message "Last four digits of card number 3 13#" and send it to 95533 to check the card (UnionPay single identification card will prompt the available amount of RMB, double identification card will prompt the available amount of RMB and USD/Euro, and the maximum available amount of Australian dollar depends on the exchange rate and trading network when the landlord uses it).
In the choice of trading network, if online trading is selected, the Australian dollar will be converted into RMB, and there is no currency conversion fee. When you come back, you can directly return RMB according to the bill.
If you choose the wild card network transaction (that is, through VISA, MasterCard, JCB network)
In the case that the card level is above the standard platinum level, the traded ruble will also be automatically converted into RMB, and no currency conversion fee will be charged.
On the other hand, if the card level is ordinary card or gold card (except single identification card), the transaction ruble will be converted into USD/EUR according to the exchange rate (depending on the currency of the foreign currency account of the credit card) and put into the foreign currency account, in which the landlord will charge a currency exchange fee of 1.5%. When paying back the money, the landlord can choose to put RMB into the credit card on the same day and call home to purchase foreign exchange for repayment.
If the landlord has other questions, you can ask.