When applying for a credit card according to the regulations of the bank, the applicant needs to have a good credit record, comply with the regulations of the bank and sign it in person. If the applicant does not come forward, it will generally not pass. If the applicant has special circumstances and needs to find someone to do it for him, then he needs to issue a notarized power of attorney and entrust others to do it for him.

Conditions for applying for a credit card:

1. Applicants should be 18-65 years old and can provide their local residence certificate;

2. The applicant has a stable work unit and income source, and can guarantee his repayment ability;

3. The applicant has no bad credit record and good credit report;

4. If the applicant wants to apply for a supplementary card, the applicant for the supplementary card must be the parent, brother, sister, spouse or child of the applicant for the main card, and the age must be between 16-25 years old.

5. Other conditions required by the bank.

Extended data:

Information required for credit card processing:

1, identification: personal identity card, household registration book, etc. It should be noted that if you are an officer, you need to submit a copy of your military officer's card;

2. A certificate that can prove your academic qualifications;

3. Work and income certificate: the original work certificate or income certificate issued by the unit needs to be stamped with the official seal of the unit, the seal of the human resources department or the financial seal.

4. Financial proof: income tax withholding certificate, self-owned property certificate, self-owned vehicle certificate, ICBC time deposit certificate, etc.