How to activate Jingdong Baitiao without a credit card

You can use debit cards and credit cards to activate Jingdong Baitiao. Some users who do not have a credit card can also use savings cards to activate. The specific types of bank cards supported are: The actual display will prevail when you activate it.

The common activation methods for Baitiao are as follows:

1. Activate Baitiao on the computer

Operation path on the computer: JD Finance Home Page - Baitiao - Activate Baitiao

2. Activate Baitiao on JD Finance App

Operation path: Home page of JD Finance App-Credit-Activate Baitiao

I don’t have a credit card, but I want to apply for JD Baitiao, what should I do? Do I need a credit card?

You can use debit cards and credit cards to activate Jingdong Baitiao. The specific supported bank cards are subject to the actual display when you activate. If the page prompts that you need to use a credit card, you must use it, and there is no human intervention. It is recommended to apply for a supported bank card and try to activate it or keep better consumption records, and follow up.

The method of activating ordinary Baitiao is as follows:

1. Activate Baitiao on the computer

Operation path on the computer: JD Finance Home Page - Baitiao - Activate Baitiao

①. Log in to JD Finance, go to the Baitiao homepage and click "Activate Baitiao"

②. Click Activate Baitiao and scan the QR code to download the JD Finance APP for activation.

2. Activate Baitiao on JD Financial App

Operation path: Home page of JD Financial App-Baidiao-Activate Now

① Log in to JD Financial App and click on the Baitiao column Then enter the Baitiao activation process

②. Click to activate immediately. If there are remaining Baitiao quotas on the day, you can grab the quota. If there are no quotas on the day, please try to claim the quota the next day. The quota is valid on the same day. After clicking Start Application to accept the relevant agreement, follow the steps on the page to complete the activation.

3. Quick credit extension for small amounts

Baitiao's quick credit extension for small amounts means that customers can scan the QR code to open a quick Baitiao account at a store that Baitiao QuickPass supports offline and get Temporary experience quota, the experience quota is valid for 7 days. If the user uses this quota for idle consumption within 7 days (no limit on the number of times and amounts), the experience quota will be converted into a fixed quota for the user. The specific fixed quota is subject to the display on the customer front-end page. . If the store does not have relevant promotional items, it is still recommended that you use the JD Finance APP or try to activate on the PC.

Warm reminder: The Baitiao activation result is determined by the system based on the comprehensive evaluation of the materials you filled in, and manual intervention is not possible. If the system prompts "We are temporarily unable to provide you with Baitiao service", it means that you are temporarily unable to use Baitiao and operate frequently. May affect chances of success. If your activation result page prompts that you can purchase financial services or apply for a small white card, you can also try to follow the prompts. The following are some suggestions for opening Baitiao: 1. Increase and maintain better JD consumption records; 2. Purchase and use JD Finance’s financial products and services; 3. Open Xiaobai credit and improve Xiaobai’s credit score; 4. Try activating it twice a month and do not operate it frequently.

Can I apply/activate JD Baitiao without a credit card?

Netizen Xiaoqi inquired and said that she really wanted to apply after seeing that JD Baitiao can be consumed like a credit card overdraft and can be repaid with a credit card. . But I heard that only credit cards can activate Baitiao, so I wanted to know if it was true. Here we will introduce to you the matters related to the activation of Jingdong Baitiao.

JD Baitiao is a consumer credit product from JD Finance. It is similar to a credit card. You can use Baitiao to shop in JD Mall and then repay Baitiao. There is an interest-free period of up to 30 days, and you can also repay the loan. You can pay in installments, of course, you have to activate Ii Tiao in advance.

How to activate Baitiao without a credit card?

Because JD Baitiao is a credit payment product for individual users, based on the credit system of JD members, JD will evaluate customer credit online in real time.

To activate the "JD Baitiao" service, you only need to fill in your name, ID number, and common address, and bind your bank card for real-name authentication.

This bank card can be a credit card or a savings card. If you don’t have a credit card, you can also bind a savings card with real-name authentication, and then activate Baitiao. The specific activation process is as follows:

1 , open the JD page, enter your JD account and password to log in;

2. Find "JD Baitiao" on the homepage, click Baitiao to enter the activation page;

3. Complete personal information - real Name - ID card - real delivery address - perform real-name authentication - complete bank card information;

4. Complete the above steps to activate Baitiao.

What should I do if I fail to activate Baitiao?

If you cannot activate it at this stage, you can try to spend more on JD.com. It is best to pay and checkout online and use your own bank card for quick payment. The overall situation can be summarized as the following points:

1. Increase and maintain better JD consumption records.

2. Purchase and use JD Finance’s financial products and services.

3. Open Xiaobai credit and improve Xiaobai’s credit score.

How to activate JD Baitiao without a credit card

Although there are many friends shopping on JD.com, I believe there are still many friends who don’t know how to use JD Baitiao and will not activate it even if they grab a spot. Many people report that when activating JD Baitiao, they must bind a credit card to activate it. The problem is that many friends who apply for JD Baitiao do not have a credit card. If they have a credit card, why do they still apply for Baitiao?

How to activate Baitiao without a credit card?

1. Online banking wallet activation: Just fill in your name, ID number, common address, and perform "credit card (credit card) real-name authentication in JD Baitiao's Baitiao activation service and online banking wallet." .

2. WeChat activation: Search the WeChat public account, JD.com Baitiao, then check the historical messages, click on the activation to get five yuan, scroll to the end, read the original text, then activate Baitiao, and then enter as required. Yes.

What is the use of applying for Jingdong Baitiao when you have a credit card?

1. Jingdong Baitiao is a payment method on Jingdong that allows you to consume first and pay later, and you can enjoy free payment for up to 30 days. The interest period and the installment payment method are up to 24 periods, and the interest rate of Baitiao installment payment is lower than that of credit card.

2. Another advantage of Jingdong Baitiao is that the 30-day interest-free period can be superimposed on the credit card. In other words, after enjoying the 30-day interest-free period of JD Baitiao, users can pay with credit cards, pay off Baitiao's account, and then enjoy the longest 56-day interest-free period of bank credit cards. This way, the total number is **. *In total, you can enjoy up to 86 days of interest-free period.

Reminder: JD.com invites users through comprehensive analysis of user activity, user age, purchase value, etc. over a period of time, so if you are unable. To activate Jingdong Baitiao, you can try to pay and check out online. Then try to activate Jingdong Baitiao after a while.

This is the introduction of what to do if Jingdong Baitiao does not have a credit card.