Don't. A certain handling fee will be charged after installment repayment. In fact, this handling fee is equivalent to the interest fee. In addition to a part of the handling fee charged by banks when using credit cards, another relatively large profit is this handling fee. This is also the most fundamental reason why banks recommend staging. Moreover, this handling fee is very expensive, and the interest has caught up with compound interest. Generally speaking, it is almost enough to reach the interest rate of 50 thousand per day. And even if you pay in advance in the future, the handling fee will be deducted and will not be reduced.