CMB credit card points are calculated based on a single purchase. One point is earned for every RMB 20 or USD 2 spent. The points are permanently valid. Points from multiple credit cards under my name are combined and accumulated. Points cannot be transferred or combined with others. Points will not be accumulated for some transactions.

(Response time: June 6, 2020. For the latest business changes, please refer to the official website of China Merchants Bank)