The difference between credit card and currency:

Currency is a general equivalent that serves as a medium of exchange. The value scale function is the most basic function of currency. However, credit card is different. It is not an equivalent and has no It functions as a scale of value, but is only a means of value transfer and a carrier of money;

Credit card is an advanced payment tool. It is an expansion and extension of the means of monetary payment. It breaks through the limitations of currency and can Complete transactions for its holder multiple times in one or several places, and can pay currency in large or small amounts within the bank's credit limit in exchange for the goods and services the cardholder needs. When serving the same cardholder, it greatly expands the payment methods of money in time and space;

As a means of circulation, money and commodities are constantly changing positions between buyers and sellers. , and a credit card is always subordinate to one owner. When it is used as a medium to complete commodity transactions, the value is transferred. The credit card is not transferred. What it mediates is still the transposition movement of currency and commodities;

Credit Card Layout There is a storage means, and when it serves customers, it only performs the function of a savings passbook;

It will not become a world currency. Although credit cards break through national boundaries and are widely used internationally, because they do not have the function of a value scale, what they transfer is still currency. It is still a payment tool when currency performs the function of world currency.