Because Sesame Credit is only the credit system of Ali Ant Financial, and Everbright Bank also has its own credit system, using Ant Sesame Credit to apply for a credit card avoids the problem of identity authentication.

However, if you don't have a job, license plate provident fund and other certificates, it's useless to score high on sesame, because Ali's sesame score is based on your shopping habits, work status, friends' credit and other comprehensive scores, while the bank scores according to the repayment ability of assets owned by work payroll, provident fund and so on.

Therefore, you need to successfully apply for a credit card through Sesame Credit. In sesame credit->; Credit management, which improves the company's mailbox, career information and the most important provident fund information, makes you a high-quality user in Sesame Credit and Everbright Bank's credit information system, and it is easy to apply for a credit card.

The credit card applied for by Alipay belongs to online credit card signing, and you must go to the bank for face-to-face signing. Credit card interview is mainly for the applicant to apply for a credit card online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the network, and it is impossible to judge whether the applicant himself submitted the application materials.

1. Need to go to the interview: apply for a credit card online, and approve the card for the first time. Except ICBC, all non-outlet applications must be signed by myself.

2. Banks that need to go to face-to-face interviews: Banks that can apply for card approval through the Internet will ask for activation at the counter at the first time. ?

3. Documents required for bank face-to-face: myself and ID card. There are exceptions in individual banks and regions, and there will be requirements for submitting social security. ?

4. Face-to-face signing process of banks: The process of major banks is similar, and they all go to outlets to verify their identity signatures. ?

5. Results after face-to-face signing: Most banks can use it after face-to-face signing is successful. Except for Guangfa Bank, the second audit takes 7- 15 days. Use VTM to view the counters within 24 hours on weekdays.

6. Success rate of face-to-face signing: some banks 100% succeeded. Some banks did not, and the signing of the meeting failed.