if you pay by AliPay or savings card online banking, the money will be refunded to AliPay. You can check the details of Alipay's income and expenditure. If you pay by credit card, the money will be returned to your Alipay account or directly to the paid bank card (Note: in the return card where the seller has opened the credit card gateway, the balance of the returned account where the seller has not opened the gateway; All international credit cards are returned to the card), it will take some time for the bank to transfer money to your bank account, and the money is expected to arrive in your bank account within 1~5 working days (it will vary according to the processing time of each bank).

Extended information:

Where will the refund be returned after the credit card has been repaid?

The refund will be returned according to the principle of returning by the original way. If it is paid by credit card, it will be returned to the credit card. If there is no debt on the card, the refund will be kept on the card as an overpayment, and the overpayment will be given priority when swiping the card in the future. If there is debt on the card, the debt will be automatically deducted. After the credit card has been repaid, the refund will be returned to the credit card, and the entry time will generally be 1 to 3 working days, which will vary from bank to bank. If it is a refund before the bill date, this consumption will be deducted and not included in the bill; If the refund is received on the billing date, it cannot be included in the current repayment, but as an overpayment of the credit card, which can only be recorded in the next bill.

generally, the credit card refund is proposed by the cardholder, and then the merchant initiates the refund, and the bank processes it after receiving the information, and then the subsequent refund is sent to the issuing bank, and the issuing bank does not receive the customer's credit card until it is recorded. If the refund is not received for a long time after the initiation, you can consult the credit card customer service at this time.

the credit card must be returned on time after daily use, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest. However, if you can't return it on time, you can use installment repayment or minimum repayment amount, so as to avoid overdue repayment of credit cards.

in order to prevent the credit card from being returned on time after use, it is best for users to know what kind of income to return when using the credit card. If your income is relatively small, you should use your credit card carefully at this time. If you can't return it on time, you can borrow money from your friends.