Digital credit card refers to electronic credit card, which is a new type of credit card launched by banks. This card is essentially a virtual card and has no actual card.

The advantage of digital credit card is the convenience and security of mobile payment. You don’t have to worry about the card being lost or stolen, and you can also set the lock time and transaction limit for the credit card.

After the customer successfully applies, the bank will provide a set of virtual card number, security code, validity period and other information. After activation, the customer will bind it to the issuing bank's mobile banking, Alipay and other three-party payment platforms to make payment.