Hello, if you use the credit card of China Merchants Bank, the online payment transaction of the credit card belongs to consumption, not cash withdrawal. The consumption amount can enjoy an interest-free period, which means that you don't have to pay any interest if you pay off all the consumption amount before the final repayment date. The length of the interest-free period depends on the time you spend. If your consumption is before the current bill date, it will be included in the current bill, and if it is after the bill date, it will be included in the next bill. For example, your billing date is the 5th, and the final repayment date is the 23rd. Your consumption before 65438+February 5 will be included in the bill of 65438+February 23, and you need to pay before 65438+February 23. If your consumption is after 65438+February 5th, then it will be charged to the bill of 65438+1October 5th. If your spending time is 65438+February 5, you can enjoy a 50-day interest-free period when you repay on June 23.

If you have any questions or comments, please add "QQ" or "WeChat" to experience the functions of the "micro-customer service" platform, or make telephone consultation.

Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend; Or WeChat search "cmb4008205555" and pay attention to China Merchants Bank Credit Card Center.

Method 2: Please call the credit card customer service hotline 8008205555 (fixed telephone only) or 4008205555. The cardholder directly inputs the ID number and inquiry password-and then selects "9" to enter the manual service, and the cardholder selects # 3 to enter the manual service. We will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!