Credit card transaction amount exceeding the limit means that when the cardholder uses a credit card to conduct transactions, the transaction amount exceeds the amount that the credit card can consume. It is generally caused by the following reasons:

1 . Credit card transactions have a consumption limit for the day. If the amount of the card swiped exceeds the maximum limit of a single transaction for the day, the transaction cannot be continued;

2. There are risky transactions in credit cards, which will also be detected by the system. Limit the transaction amount;

3. If the credit card used has been overdue, or the credit card has been used to cash out, the transaction amount of the credit card will also be limited.

Extended information:

The awareness of advanced consumption is likely to cause the amount of credit card swiping to exceed the limit. The literal meaning of this is that the amount of swiping the card exceeds the limit on the card. In other words, It means that you are about to settle the account, that is, your card cannot withdraw so much money in one stroke. The reason is that the customer sets the single limit himself.

Either online transactions or due to bank risk control limits, because customers' bad card usage records are monitored by the bank, and the bank limits the single transaction limit at specific merchants. But it also has a solution, you can just reset it yourself. You can also complete your personal online banking information or call the bank customer service to apply for large-amount consumption. Or you can diversify your consumption for a period of time, and the restrictions will be automatically lifted after the bank monitors that the conditions are met.

Reference material: People’s Daily Online - Don’t apply for too many credit cards