Freezing savings deposits means that law enforcement agencies can take compulsory measures through banks to prevent the transfer of illicit money, that is, when criminals' bank deposits are initially identified as illegal income or they are advised not to pay criminals' bank deposits because of work needs, depositors will not be frozen. ?
According to the second day of the Notice on Inquiring, Freezing and Deducting Bank Deposits of Enterprises, Institutions, Organs and Groups, if the frozen funds are not illegal, interest shall be accrued during the freezing period, and interest shall be paid to creditors when deducting; If it is illegal funds, no interest will be paid during the freezing period. If the freezing is wrong, the interest during the freezing period will be added when the freezing is lifted. "
Extended data
When accepting the deduction of corporate deposits, the bank shall examine the name of the opening bank, the account name and account number, and the amount in words and figures of the executed unit in the Notice of Assistance in Deduction of Deposits. If any discrepancy is found, or the copy of the legal document is missing, and the relevant contents of the copy of the legal document are inconsistent with the contents of the notice, it shall explain the reasons and return the notice and the attached copy of the legal document.
In order to make the bank deduct the unit deposit smoothly, the people's courts, people's procuratorates and public security organs should fully understand the payment ability of the executed unit from the bank when they need the bank's assistance to deduct the unit deposit, and the bank should provide truthful information.
The people's courts, people's procuratorates and public security organs shall, after fully grasping the situation, determine the execution period realistically. If it is really difficult to implement it immediately, they may decide to reduce it or implement it in stages. Within the determined execution period, if the executed unit fails to execute it within the time limit without justifiable reasons, the bank shall deduct it immediately without delay as long as there are funds available in the bank account of the executed unit after receiving the "Notice of Assistance in Deducting Deposits".
If there is no money or insufficient deduction on that day, the bank shall promptly notify the people's court, the people's procuratorate and the public security organ, and deduct the money as soon as the unit account has money. Deducted funds, belonging to the repayment of bank loans, should be directly allocated to the loan bank for repayment of loans; The money belonging to the creditor's right paying unit shall be directly allocated to the creditor's right paying unit;
For payments belonging to multiple creditor units, funds need to be deducted from multiple places to be returned or paid after the case is closed, which can be temporarily transferred to the temporary receipt or deduction account (excluding interest) of the general deposit account opened by the handling unit in the bank. After the recovery work is completed, it shall be returned or paid according to law; Money owned by the state shall be directly deducted and turned over to the state treasury.
Baidu Encyclopedia-Notice on Inquiring, Freezing and Deducting Bank Deposits of Enterprises, Institutions and Organizations