There are many ways to suspect credit card cash-out, for example:

1. Use a credit card to pay for a friend’s consumption to achieve free

Whether it is eating or shopping , Entertainment In recent years, the penetration rate of POS machines in domestic consumption places has been developing rapidly. In order to illegally withdraw cash, many users with credit cards will use their own credit cards when friends are gathering and shopping, and when friends are spending cash. If you swipe a friend's card to "improperly withdraw cash" and repay the money in a timely manner, the bank's income is only a 1% to 2% settlement fee from the merchant, and the cardholder does not have to pay any fees.

2. Use credit cards to purchase funds and withdraw cash easily and illegally

Buying and selling money market funds are generally free of charge, and the subscription fee, subscription fee, and redemption fee are all 0. This method That is to say, by taking advantage of the characteristics of credit cards and money market funds, not only can you withdraw money illegally for free, but you can also earn about 2.3% of the annual income of money market funds.

3. Use e-commerce websites such as Taobao and Paipai to withdraw cash for free and illegally

Mainly taking advantage of the extremely convenient consumption and cash withdrawal features of e-commerce websites, through recharge and withdrawal (this Use this method with caution), and use the method of making false purchases and then withdrawing cash for free. All handling fees are waived in this process. This is also due to the great benefits that the fierce competition of e-commerce websites has brought to our consumers.

4. Use your card to get enough air tickets to get free and illegal cash withdrawals

The first class cabins of Air China and China Southern Airlines stipulate that as long as the first class ticket is refunded 24 hours before departure, it must Full cash refund, but does not include first-class tickets that have been changed due to no-show status. So some people came up with the crooked idea of ????the two airlines. You can easily realize free and illegal cash withdrawals by swiping your card at the local self-built business halls of the above two airlines and issuing the tickets, and then follow the refund process. desire.

5. Use China Mobile to swipe your card to buy large-value recharge cards to withdraw illegal cash for free

China Mobile can currently swipe your card to buy recharge cards in the business hall, or even pass through the current green business hall. After binding the credit card and mobile phone card number via text message, you can transfer the money to the mobile phone number. Then use the credit card to recharge the mobile phone number, and then bring your ID card and mobile phone card to the China Mobile business hall to cancel the account and get a refund.