The credit card repayment date of CITIC Bank is 19 days after the bill date (excluding the bill date). For example, the accounting date of each month is 1, and the final repayment date of the statement of May 1 is May 20th; The billing date is/kloc-June 0/5, and the final repayment date of the statement in June 0/5 is July 3.

CITIC Bank provides cardholders with a three-day repayment grace period service; If the cardholder repays within the repayment grace period, CITIC Bank will consider the cardholder to repay on time. If the unpaid amount is less than 10 yuan and the repayment is successful within 3 days after the due repayment date, there will be no late payment fee and overdue.

If the customer calls to apply first, it can be extended to 5 days at the longest. If the customer fails to repay in full when due, and the amount is less than 10 yuan, it can be transferred to the next bill without generating interest. During the interest-free repayment period, the repaid part of the credit card overdraft will be given interest relief.