Xinyi Loan is a personal credit consumption loan launched by Shanghai Bank. Many people want to apply for Xinyi Loan from Shanghai Bank to solve the funding problem. What are the application requirements for Xinyi Loan from Shanghai Bank?

Requirements for Shanghai Bank's Credit Loan

1 The applicant is a natural person aged between 2 and 6 with full civil capacity;

2 The applicant has a stable job and income and the ability to repay the loan;

3 The applicant's credit record is good, and there are no bad credit records such as loans overdue and credit card cashing;

4 The opening time of the provident fund account is more than 24 months from the application time, and the payment is normal in the past year;

5 applicants are civil servants, employees of public institutions, employees of top 5 enterprises, employees of financial institutions and employees of advantageous industries.

The application requirements of Shanghai Bank's Xinyi loan are still relatively strict. Xinyi loan includes kumquat loan, Shanghai credit loan, provident fund loan and other loan products, so the qualification requirements for applicants are different according to the types of loans you apply for.