Let me talk about what American Express is. More than 1 years before the company entered the payment card industry, it first started as a carriage express package, and now it has developed into the top payment card company in the United States and even the world-Visa \ MasterCard itself does not issue cards, but it is still different from Express in nature. According to the data, American Express cards account for 45% of the consumption of foreign cards in China. In addition, foreign tourists' consumption of American Express products to expand their services in China accounts for about 15% of China's annual tourism foreign exchange income.

let's talk about the centurion black gold card. In the eyes of the world's richest people, it is much more advanced than a credit card like VVIP.

in p>1999, American Express selected the top platinum cardholders among its customers and issued a Centurion Card for them, which was the first "black gold card" in the world. With this American Express's most advanced card product, you can freely enter the top clubs in major cities around the world, and you can enjoy the world's unique top-level personal services and exclusive benefits with excellent taste, including all-round personal assistants, exclusive special travel benefits, leisure life benefits, banking and investment services provided by banking service specialists and 24-hour comprehensive support.

The Centurion Black Gold Card can't be obtained by your own application. Even on the English homepage of American Express, you can't find its trace. The black gold card is positioned as the elite of the elite. It does not accept customers' applications at all, and it is not publicized. It can only be invited by American Express Card Company among its own platinum users, and only the top customers of 1% of platinum card holders are invited to issue cards. It is issued to users who spend more than $15, per year on credit cards of other American Express companies, and there are also some other standards. At that time, cardholders had to pay an annual fee of up to $1, to American Express Company. Two years later, the annual fee increased to $2,5, and it is currently only issued in the United States, Britain and China. Despite the high annual fee, the Centurion Card has become the object of pursuit by many Americans, such as golf star Tiger Wood, among the celebrities lucky enough to be invited. In Hong Kong, the minimum annual salary is 2 million Hong Kong dollars, or the deposit balance in the last three months is not less than 8 million Hong Kong dollars, the annual fee is 19,8 Hong Kong dollars, and the admission fee is 23,8 Hong Kong dollars. Only a few thousand copies have been issued in Hong Kong. It is said that Tony Leung Chiu Wai, a movie star, once used it to buy food in a supermarket in Pacific Place, which caused a sensation.

There are many legends about the black gold card, such as turning the plane around and stopping the train, but most of them have not been confirmed, which is why the card issuing organization keeps customers' privacy secret. It is well documented that Liu Yueping, president of American Express Bank in Hong Kong, mentioned in an interview with reporters that after the tsunami disaster on December 26, 24, Hong Kong black card owners asked American Express to find four missing relatives, and American Express had sent people to search for the card owners, but so far there is no news. "A card owner stranded in Buji called on the 26th, and took 2 colleagues back to Hong Kong at a cost of US$ 1, (HK$ 78,). We arranged charter flights for them on the same day." There are also friends in Hong Kong who ask for assistance to stay in Buji, and the company immediately sends cash and seats to the friends of the card owner. During the tsunami, * * * received more than 3 local card owners for help. "9% of them asked us to do it, but we still haven't found that family of four." Even in "911", "a Hong Kong card owner asked us to find our relatives in the United States, and we entered the information. It happened that the relatives of the card owner signed the bill in the United States, and the early warning sounded. We informed the Hong Kong card owner as soon as possible." All these reflect that the holders of black gold cards can really enjoy extraordinary services.

in the general classification of credit cards, there are ordinary cards, silver cards, gold cards, platinum cards and the highest unlimited cards in turn. The centurion card of American Express Company is an unlimited card. Unlimited cards, as the name implies, have no overdraft limit and can spend money at will. Because almost all the unlimited cards issued by various banking organizations are black, they are commonly known as "black gold cards". The reason why it is called "black gold card" is that black represents mystery at all times and in all countries, while black with metallic luster is even better, and it is also very luxurious, which is in line with the mysterious and noble characteristics of unlimited cards and cardholders.

However, in terms of top-class black gold card services, China does not have the corresponding material conditions at present, even the political environment conditions, which goes against the national conditions. Therefore, there is no market for black gold cards in China, but it is just a shouting. Comparatively speaking, although Hong Kong is a tiny place, its environmental conditions make it a world leader. For example, the Asia Pacific Black Gold Card.

Admission fee: over HK$ 1 million;

1. Give RMB 1.5 million in accident insurance;

2. Give the casino VIP room membership;

a. You can advance half of the membership fee to the VIP room of the Macao joint-venture casino for entertainment (7 days free of interest);

B. If you spend money in Macau casinos, you can get free tickets or hotel accommodation;

C. casino code commission rebate;

D. Free air tickets will arrive at casinos in the Philippines and Malaysia every week;

e. provide members with private secretarial services outside the office;

3. Star hotels in China, Hong Kong, Macao and the Asia-Pacific region, and enjoy facilities and discounts in more than 5 domestic golf courses;

4. In addition to the discounts for high-end restaurants, brand-name clothes, high-end department stores, high-end clubs and nightclubs, members can enjoy discounts if they change their car seats, regardless of whether they are old or new;

5. Free legal counsel in China and Hong Kong;

6. Enjoy cash coupons for shopping and nightclubs at the same time;

7. When members introduce relatives and friends to join the club, Asia Pacific Group will give members a cash rebate of 5% as a reward;

8. If a member reaches VIP level and doesn't want to join the club, he can still quit the club at a 15% discount.