How to repay the CCB Express e-Tong overdraft limit?
As long as the overdraft limit is exceeded on various bank credit cards issued by banks, it can be repaid according to the account number. Some banks charge interest on overdrafts. If the Su E-Tong account opened with a CCB savings card is overdrawn, how can I check the amount that needs to be repaid?
Customers can enter the payment method for activating Speed ??E-Tong through the overpayment menu at CCB outlet counters, mobile banking, WeChat banking, personal online banking, and CCB smart counters
Debit card or Dragon Payment Wallet account, click Check Arrears to check the total amount of principal and interest currently owed.
Customers can deposit funds into the corresponding debit card or Dragon Payment Wallet current account according to the total amount owed, and the system will automatically repay. How to repay CCB Express E-Tong
The repayment methods of CCB Speed ??E-Tong are:
1. Users can repay online through CCB official website, mobile banking, etc. The repayable funds need to be transferred to the bank card bound to it.
2. Users can bring their bank card and ID card to the counter of the nearest China Construction Bank branch to handle repayment. I applied for ETC with China Construction Bank, but I don’t have enough money in my savings card. How will the money be deducted if I drive on the expressway?
It may happen that the toll withholding fails, resulting in arrears, and then you need to make back payments.
How to solve the problem of receiving a text message from 95533 indicating that the withholding of the SpeedTong Card fee has failed:
If you receive a text message from CCB 95533 in the future that the SpeedTong Card toll deduction has failed. , in the future, you can bring your identity document and the bank card bound to the CCB Express Card to any branch of CCB Beijing Branch or enjoy life through online banking, self-service terminals and mobile banking, and pay the tolls for unsuccessful withholdings separately.
48 hours after successful payment, the ETC lane traffic function will be automatically restored.
Extended information
China Construction Bank is targeting individual customers who have installed ETC equipment and bound their personal debit accounts of China Construction Bank to pay ETC tolls, parking fees and other scenarios when they meet certain conditions and are restricted. Small credit loans are provided at the time, with a maximum limit of 500 yuan, and the limit can be used repeatedly.
When applying for an ETC-bound debit account through the WeChat applet "ETC Zhixing", you must activate "Speed ??e-Tong". After activation, ETC tolls will be deducted from the bound account first. When the balance is insufficient , will be paid by SueTong and interest will accrue.
The annual interest rate of "Speed ??E-Tong" loan is 6.3%, and the daily interest rate is 0.0175 yuan per 100 yuan, and the interest is calculated on a daily basis. There are two fixed repayment dates every month (i.e., the corresponding day on the signing day and the 15th day after the signing of the contract. If there is no corresponding day in the month, the last day will be the repayment date). On the repayment day, all principal and interest for the current period must be returned. , late return will affect your personal credit report.
After opening a SueTong account, making payments, repaying, issuing bills, and after the loan is overdue, the mobile phone number filled in when binding etc. will receive a text message prompt. Please pay attention to the text message and the number of the bound account. For the remaining balance, all principal and interest of the current period must be paid before the monthly fixed repayment date to avoid overdue repayment from affecting credit reporting and highway access. ?
Home page for personal customers of China Construction Bank - What should I do if I receive a 95533 text message prompting that the withholding of the SpeedTong card fee has failed?
Home page for personal customers of China Construction Bank - "Su E-Tong" small Introduction to loan amount