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How to shop on mobile Taobao with a credit card

How to use credit card to buy things on Taobao

Credit cards cannot directly buy things on Taobao. Your credit card needs to have online payment enabled.

To purchase any product, select the product you purchased to confirm the order and then enter the payment page, click "Credit Card" and select the bank to which the credit card belongs to make payment. The purchasing process remains the same.

Reference: Taobao Service Center/consumerservice.taobao.com/self-help?spm=a21pu.8253647.0.0.163e480d81uVsn#page=issue-detailknowledgeId=1125165"target="_blank"title=" Can I pay by credit card? "Can I pay with a credit card?

Data expansion

CreditCard, also called a credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, the credit card can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

How to pay with credit card on Taobao?

Steps for Taobao merchants to activate credit card payment:

1. Log in to the Taobao seller’s personal center and click " Click the "Seller Map" button to enter.

2. Then move the mouse to the "Transaction Logistics Management" column.

3. Since there are many items under this column, only when the mouse is moved to It will only be displayed there, expand it and select the "Credit Card Payment" item.

4. Select the "Credit Card Payment Button". 5. Enter the credit card service page and click "Buy Now" to order. .

6. Then you need to pay the amount. The service fee is now 0. Click the "Agree and Pay" button to submit.

7. After the order is successful, the buyer can choose to use a credit card. I paid. Please note that the credit card processing fee is a bit high, it is 1% of the payment amount, so please consider whether it is cost-effective before activating it.

Operating environment:

Brand model: Lenovo yoga14s

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System version: Windows 11 Professional Edition

App version: v98.0.4758.82

Taobao is a large online retail and business district in the Asia-Pacific region, owned by Alibaba The group was founded in May 2003.

Taobao is China's most popular online shopping and retail platform, with nearly 500 million registered users, more than 60 million regular visitors every day, and daily online products. The number has exceeded 800 million, with an average of 48,000 items sold every minute.

As of the end of 2011, Taobao’s single-day transaction volume reached a peak of 4.38 billion yuan, creating 2.708 million direct and full employment opportunities. .

With the expansion of Taobao’s scale and the increase in the number of users, Taobao has also transformed from a single C2C online marketplace to a variety of e-commerce models including C2C, group buying, distribution, and auctions. Comprehensive retail district. It has become one of the world's largest e-commerce trading platforms.

On March 15, 2016, the 315 Party exposed the phenomenon of Taobao merchants cheating consumers.

On March 29, 2016, Alibaba Group CEO Zhang Yong clarified Taobao’s strategy for the future: communityization, contentization and local life are the three major directions.

August 2018. On the 8th, Alibaba Taobao revealed that it will enter the field of MR (mixed reality) shopping and will launch a product - Taobao Buya at the 2018 Maker Festival.

On December 12, 2019, the "Hurun.com 2019 Hurun Brand List" was released, and Taobao ranked fourth with a brand value of 300 billion yuan.

Can I pay by credit card on Taobao?

You can pay by credit card, but you must open online banking. The payment steps are as follows:

Step 1: The buyer selects the product he wants to buy in the online store (click "Add to Cart" to add the selected product to the shopping cart)

Step 2: Check the details of the products purchased in the shopping cart (click "Checkout" to pay for the purchased products)

Step 3: Select the express delivery type (after selecting the express delivery type, click "Continue" to select Payment method)

Step 4: Select payment mode (select credit card payment)

Step 5: Order confirmation (make final confirmation, then click "Submit Order" to enter payment page for credit card payment)

Step 6: Enter the credit card payment page, where the buyer fills in his credit card information (after filling in the relevant credit card information, click "Pay", and the system will transfer the credit card information, The order amount, order number, are automatically encrypted and sent to the bank for verification)

Step 7: Return the payment result (the running order number formed by the website and the payment result seen by the buyer)

Step 8: The merchant can see the payment status of the order in the payment merchant backend. If the payment is successful, the merchant can ship the goods to the buyer.

Credit card security:

1. Set password

Many bank credit cards now provide password functions, including query passwords and consumption passwords. After setting the password, when we swipe the card for consumption, we need to enter the correct password to complete the transaction. Also pay attention when setting passwords. Do not use birthdays, house numbers, phone numbers, etc.

2. Signature confirmation

When swiping the card, we need to confirm the transaction amount entered by the seller on the POS machine. After the transaction is completed, we need to carefully check the transaction information on the printed order, and sign the document after confirming it is correct. If there is no signed consumption record, we will not be responsible for any losses.

3. Pay attention to the card usage environment

Do not swipe your card at non-standard merchants. After a successful transaction, pay attention to the order printed out. There should not be all "." If there is a password, you need to block it with your hand before entering the password (because merchants often have cameras above the card payment) to prevent the password from being leaked.

That’s it for the introduction of how to use credit cards on mobile Taobao.