The processing time is from the time of swiping the card to two days before the latest billing date. The solution is to call the customer service hotline of CCB.
If it is divided into 12 cycles,
Installment principal = 55000/ 12 = 4583.33 yuan.
Handling fee for each period = 55,000 * 0.6% = 330 yuan,
12 total handling fee =330* 12=3960 yuan,
The repayment amount of each installment =4583.33+330=49 13.33 yuan.
If CCB's bill is divided into stages (some credit card transactions in the issued bill can be divided into stages), it is divided into 12, and the benchmark interest rate is 0.6. Before 12/3 1, it will be 20% off and 0.48% off.
Installment principal = 55000/ 12 = 4583.33 yuan.
Handling fee for each period = 55,000 * 0.48% = 264 yuan,
Total handling fee of 12 =264* 12=3 168 yuan,
The repayment amount of each installment =4583.33+264=4847.33 yuan.