What is the limit of Minsheng Bank’s platinum credit card?

The general limit of Minsheng Bank’s standard platinum card is 50,000 to 100,000, and the annual fee is 600 yuan per year. There is no limit to 8 exemptions in the first year. If the amount reaches 50,000 the following year, the annual fee will be waived.

Of course, the credit card limit is determined by the bank based on the applicant’s personal qualifications. Therefore, the limit of the platinum card applied for by everyone is different. If you want a higher limit, then ensure that you Your personal qualifications are higher.

1. Application conditions for Minsheng Standard Platinum Credit Card.

1. Be 18 years or older and have full capacity for civil conduct.

2. Have good reputation and good credit record.

3. Have a stable job and source of income, and have the ability to repay.

2. Application materials for Minsheng Standard Platinum Credit Card:

1. Valid personal identity materials such as a copy of resident ID card or military officer ID.

2. Proof of work and income in the last six months.

3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the vehicle driving license, a copy of the deposit receipt, etc.

3. Application method for Minsheng Standard Platinum Credit Card:

1. Apply at the counter.

The applicant should bring the information required by the bank, submit relatively complete asset certification documents, and submit the above to the bank for review by the bank's back-end review department.

2. Online banking application.

The applicant uses a savings card account under his or her name to open online banking, enter the official website of Minsheng Bank, enter the login password and verification code, and then enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.

The above is an introduction to the Minsheng Standard Platinum Credit Card limit. The general limit is 50,000-100,000. If you want a higher limit, make sure your personal qualifications are higher.

4. Minsheng Bank’s platinum-level credit cards mainly include standard platinum card, luxury platinum card and diamond card. The details are as follows:

1. Standard platinum card: 50,000- 100,000, the annual fee of 600 is waived for 8 times in the first year with no limit on the amount, and the annual fee is waived when the amount is 50,000 in the next year.

2. Luxury Platinum Card: 100,000-200,000, annual fee is 3,600, and annual fee is waived for spending 960,000 or more in the following year.

3. Diamond Card: 200,000-1 million, annual fee is 10,000, and the annual fee will be waived if you spend 2.7 million in the following year.

5. To apply for Minsheng Bank Platinum Credit Card, you need to meet the following conditions.

Domestic residents must be at least 18 years old and not over 65 years old, and foreigners and compatriots from Hong Kong, Macao and Taiwan must be at least 25 years old and not over 55 years old.

What is the limit of Minsheng Bank’s standard platinum card?

The general limit of Minsheng Bank’s standard platinum card is 50,000 to 100,000, with an annual fee of 600 yuan per year, and 8 exemptions in the first year. There is a limit on the amount, and there is no annual fee if you spend over 50,000 the following year.

Of course, the credit card limit is determined by the bank based on the applicant’s personal qualifications. Therefore, the limit of the platinum card applied for by everyone is different. If you want a higher limit, then ensure that you Your personal qualifications are higher.

Minsheng credit card limit situation is as follows:

Ordinary card: limit 3,000-10,000, annual fee 100, one payment in the first year is waived for the current year, and 8 payments in the following year are waived for the following year. .

Gold Card: The limit is 10,000-50,000, the annual fee is 300, the first-year annual fee is waived when you open the card, and if you swipe the card 8 times in the same year, there is no limit on the amount and the next year's annual fee is waived.

Standard Platinum Card: 50,000-100,000, annual fee of 600 is waived for 8 times without limit in the first year, and annual fee is waived when spending 50,000 in the following year.

Luxury Platinum Card: 100,000-200,000, annual fee is 3,600, and annual fee is waived when spending 960,000 in the following year.

Diamond Card: 200,000-1 million, annual fee is 10,000, the annual fee will be waived if you spend 2.7 million in the following year.

The Minsheng Bank Credit Card Gold Card has the following benefits:

1. Preferential points policy. Users can get 100 points by spending 100 yuan with the card. I calculated it by my own method. 100 points are worth approximately RMB 0.279.

2. Free high-value aviation insurance by swiping the card. If the cardholder uses a Minsheng Bank credit card to pay the full air ticket price or more than 80% (inclusive) of the tour fee, he or she will receive a platinum card worth 8 million yuan. , high-value aviation accident insurance of 3 million yuan for gold cards and 1 million yuan for regular cards, and tickets can be delivered to your door.

China Minsheng Banking Corporation (Shanghai Stock Exchange: 600016 Hong Kong Stock Exchange: 01988) is the first national commercial bank established by private capital in mainland China. It was established on January 12, 1996. Major shareholders include Liu Yonghao’s New Hope Group, Zhang Hongwei’s Eastern Group, Lu Zhiqiang’s China Oceanwide Holdings Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance Company, Shi Yuzhu, etc.

Minsheng Bank’s A shares were publicly listed on the Shanghai Stock Exchange on December 19, 2000, and Minsheng Bank’s H shares were listed on the Hong Kong Stock Exchange on November 26, 2009. Ranked 251st on the Fortune Global 500 list in 2018.

Resource source: Baidu Encyclopedia-Minsheng Bank

Which Minsheng credit card is worth applying for? Recommend a few entry-level livelihood cards!

China Minsheng Bank’s credit card is not outstanding among many banks. It is not as famous as China Merchants Bank, nor does it have as many activities as Shanghai Pudong Development Bank.

But the Minsheng Bank credit card activity is one of the favorites of the Wool Party.

1. Basic knowledge

1. Minsheng credit card account merging is the same as China Merchants Bank. Even if you apply for 100 Minsheng credit cards, you will only have one account and only one bill and repayment. Just pay it back to any card.

The advantage of merging accounts is that it will not pollute personal information. Veterans who participated in the Minsheng UnionPay 62 activity for several months at the end of last year all know this.

2. There are basically no points for online payments with Minsheng Credit Cards, but points for offline payments in most life scenarios.

Note that there are no points for cheering on MCC.

Minsheng credit card points are usually valid for 3 years.

3. The Minsheng credit card levels are regular card, gold card, standard platinum card, deluxe platinum card, American Express Centurion platinum card, diamond card, unlimited card and American Express Centurion black gold card.

Gold Card: 300 yuan per year, one purchase within two months of purchasing the card will be waived for the first year, and the annual fee for the next year will be waived if the card is used for 5 transactions or 1 foreign currency transaction;

Standard Platinum Card: RMB 600 per year. One purchase within two months of purchasing the card will be waived for the first year. If you accumulate points for 18 purchases or RMB 50,000 in that year, the annual fee for the next year will be waived;

Deluxe Platinum and above All are rigid annual fees.

2. A few entry-level credit cards

1. Minsheng in card

This is Minsheng’s leading lady, and no matter what activities, he is indispensable.

Main activity: 1 point to redeem a Starbucks large cup e-voucher.

The event is valid until September 30, 2017, and there is a 99% chance it will be renewed.

2. Minsheng Cheche Card

I think this is Minsheng’s best credit card, especially the Cheche Standard Platinum Card, which is the most cost-effective.

Main activities:

Gold Card: If you spend 1,500 yuan or more in monthly points, you will get 2 free car washes of 1 yuan, and 5 refueling credits will be returned (maximum 50 yuan, 1,000 yuan required for refueling);

Marking: If you spend 2,500 yuan in monthly points, you will receive 4 free car washes of 1 yuan, and 8 refueling credits will be returned (maximum 100 yuan, 1,250 yuan required for refueling);

Haobai: If you spend 3,000 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 15 yuan of refueling money will be refunded (maximum 200 yuan, 1,335 yuan required for refueling).

It is now very convenient to receive gas rebates, so don’t miss it if you own a car.

Why is Minsheng Car Card so recommended?

Because there is no restriction on gas stations, 5541, 5542, etc. can participate.

3. Minsheng Baitiao Co-branded Card

Main activities:

The activity will last until the end of February 2018.

3. People’s Livelihood Activities

1. The first people’s livelihood activity is “People’s Livelihood Everyday”

The activity will last until May 20, 2018. The most valuable things for people’s livelihood every day are food coupons on Friday and movie coupons on Saturday.

2. Every Tuesday (10:00-23:59) from September 12th to November 7th, Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an instant discount of 30 yuan for a single transaction of 200 yuan or more. The first 2,000 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

3. Every Tuesday from November 14th to January 2nd (10:00-23:59), Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an immediate discount of 50 yuan for a single transaction of 300 yuan or more. The first 1,500 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

There are many small activities that I won’t list one by one.

That’s it for the introduction of Minsheng Haobai Credit Card.