If your credit card is frozen because you have not paid it back for a long time, after you pay off the debt and build up your credit for a period of time, you can apply to the bank to unfreeze it. Most of them can still do it. Defrosted successfully. Frozen due to card abnormality If your credit card is frozen due to abnormal circumstances, such as the card being lost, then after you find the card, you can apply for unfreezing. Unfreezing is very easy.

:

Deposit freezing means that the bank restricts the use of the deposit (account). It is roughly divided into: no collection, no payment, only collection but no payment (only collection but no payment), partial freezing (for example, 100,000 is partially frozen, and only the deposit exceeding 100,000 can be used). The reason for freezing is generally that the judicial authorities, taxation, customs and other competent authorities of the country go to the bank to issue relevant official letters for processing, and there are also reasons why the customer handles some business at the bank such as a letter of guarantee (signing an agreement with the bank). Credit card applicants can be divided into entities and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature. Usually, the bank will judge whether to issue a credit card to the applicant based on the application information and various aspects of the applicant's information and financial situation. Factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and processes reviewed by the card issuing bank are commercial secrets and are generally difficult for outsiders to understand. The standards of each card-issuing bank are also different. Therefore, the same materials may be issued with different credit limits and different types of credit cards in different banks. Some banks may even approve the application, while others may reject it. .