1. Which institution is good for loans in Nanning?

You can go to Zhongan Credit Industry for consultation

Professional and formal credit companies are mortgage-free and guarantee-free

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Nanning Branch Address: Room 2036, Jinyuan CBD Building, No. 63, Jinhu Road, Qingxiu District, Nanning City, Guangxi

Online application address: www.zac.cn/applytwo.aspx

2. Which is the best loan for civil servants in Nanning

You can apply for it at a local bank.

Application conditions:

1. Be a resident of mainland China who is over 18 years old;

2. Have a stable address and work or business location;

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3. Have a stable source of income;

4. No bad credit record, and the loan cannot be used for stock trading

5. Other requirements required by the bank

1. Submit to the local bank or lending institution

2. Prepare various materials required for the loan;

3. Interview with the bank Or a lending institution;

4. The bank reviews the lender’s qualifications;

5. Passes the review and successfully lends money.

3. Nanning real estate portfolio loan application process?

Nanning portfolio loan application process

1. The borrower brings a copy of the house purchase contract and the developer’s house sales license, ID card, housing provident fund savings magnetic card, and seal to the Construction Bank of each district or county. The Real Estate Credit Department applies for a housing provident fund loan (if a husband and wife use a housing provident fund loan, they must also bring a marriage certificate or other proof of the relationship between husband and wife) and fill out an individual housing provident fund loan (portfolio) loan application form.

2. Based on the information provided by the borrower, the lending bank assesses whether the borrower meets the loan conditions, calculates the loan amount, determines the loan term, and after the lending bank reviews the borrower's application, the borrower signs a loan contract with the bank and mortgage contract (sign a pledge contract without house guarantee).

3. After the loan contract is signed, there are two guarantee methods for applying for housing provident fund loans (combination loans) with the relevant departments. The borrower can choose any one of them according to his actual situation. The borrower can use his own guarantee method. The property owned, owned or by a third party shall be mortgaged, bank time deposit certificates and other securities recognized by the lending bank shall be pledged, and the securities held by the borrower shall be handed over to the lending bank for safekeeping.

4. Where is the best place to go for a loan in Nanning?

Recommended bank online borrowing channels; if you hold a China Merchants Bank all-in-one card, you can log in to mobile banking and click "My" -"All"-"Loans"-"I want to borrow money", try to apply for a "flash loan" through this interface. The maximum loan amount of "Flash Loan" is 300,000 yuan, and the minimum is 1,000 yuan; your specific amount will be assessed based on your business situation in our bank, and you can view it after successful application.

The flash loan disbursement time is divided into two situations, and the arrival time is different in different situations:

15 minutes disbursement: after some customers submit a "flash loan" application, 5-10 minutes The internal system can automatically complete the loan approval and notify you of the loan approval results via text message. If the loan is approved, the system will automatically issue the loan immediately;

T1 day loan: After some customers apply, a number will be issued within T1 day Call 0755-88815555 to verify the authenticity of the loan. After confirming the information, the loan will be arranged as soon as possible. Please keep the phone open and wait patiently (^__^).

If the loan amount is not large, you have a credit card from our bank, the limit is sufficient, and the card status is normal, you can try to apply for a cash advance, etc.