in Europe and America, the credit system has been well established, and credit card payment is a customary payment method for foreign customers.

Credit card refusal is relatively troublesome. In countries like Europe and America, the credit system has been well established, and credit card consumption is closely related to people's work and social life. Credit card consumption is related to people's credit records and has a direct impact on future work, mortgage and bank loans.

there is a rule in credit card organizations that as long as a credit card refuses to pay, it will definitely put a sum on the credit record of the cardholder, regardless of malicious refusal. This means that no one will refuse to pay easily. Once the application is refused, the issuing bank and the third-party company providing credit card channels will also intervene in the investigation, which is quite troublesome for cardholders. This requires the user to apply to the bank, and will leave a sum in the user's bank record, and the user will not make trouble without reason in general.

You can do more work to prevent malicious refusal to pay, such as leaving a record of the contents of the communication between the two parties, asking the other party to fax the front and back of the credit card when the amount is large, which can effectively prevent malicious refusal to pay, and deliberately avoid customers in some areas where malicious refusal to pay is more serious

. The advantage of this is that when the bank shows the investigation form, you can use these things to refuse the user's refusal to pay you.