2. You can swipe15000 if you swipe your card; There is no handling fee and interest for swiping the card; The repayment date is also 20 days after your bill date (next month 16). If you swipe your card one day after the billing date (27th) and need to repay it 20 days after the next billing date (next month 16), the longest interest-free period can be 50 days.