Is CCB Long Card a platinum card? Don’t forget about regular cards and gold cards!

With the popularity of credit cards, more and more people are using them, and various banks have accumulated many loyal card friends. The CCB Long Card credit card also attracts a lot of attention. I found that many cardholders are not very familiar with CCB credit cards, and they have this question: Is CCB Long Card a platinum card? Of course you can't give such a general answer.

CCB Long Card Credit Card is a general term for CCB’s credit cards. There are many types of cards, and there are many different products to choose from, such as Himalaya FM Credit Card, LINEFRIENDS Fan Credit Card, Long Card JOY Credit Card, New Version of Barbie Beauty Credit Card, Long Card Tu Niu Travel Card, Dragon Card Tencent Game Credit Card, Vipshop Dragon Card, etc.

Friends who want to apply for a CCB Dragon Card credit card can choose different card types according to their own card usage needs and combined with the credit card’s benefits and features. However, CCB Dragon Card credit cards are not all platinum cards. There are also ordinary cards. Card, gold card, student card, diamond card and other different levels.

The higher the CCB Dragon Card credit card level, the higher the application threshold, but there are also more corresponding benefits, such as high credit limits, card rights, discounts, etc.

Platinum Card is a higher-end card level of CCB Dragon Credit Card, which can enjoy the following exclusive services:

1. VIP financial management: priority queuing at outlets, fee reduction for seven major credit cards, Provide a full-year consumption report every year;

2. Luxury hotel benefits: top hotel groups stay for 3-for-2 or free room upgrades, exclusive selected luxury SPA packages and treatment discounts, etc.;

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3. Aviation business travel services: domestic and foreign airport VIP lounge services, international air ticket discounts, global airport fast entry service discounts, etc.;

4. In addition, there are high-value insurance packages, family Health care services, value-added services for private cars, etc.

Summary: CCB Long Card Credit Card is not a Platinum Card. Platinum Card only represents a card level of CCB Long Card Credit Card. In addition to Platinum Card, CCB also issues regular cards, gold cards, diamond cards, and student cards. wait. People with different application conditions can apply for different levels of cards. It is best to do a self-assessment before choosing to apply for a card, and remember not to apply blindly.

Is CCB u Platinum a platinum card?

CCB u platinum is a platinum card. The full name of China Construction Bank Credit Card u Platinum is China Construction Bank's JOY Credit Card UnionPay Platinum Card. It is a credit card product mainly issued by China Construction Bank for young customers under the age of 35, which can meet the diverse card usage needs of young customers. The VISA version and MasterCard version of Dragon Card JOY Card can only be used overseas.

Extended information:

1. CCB u Platinum special functions and value-added services

1. Chip transactions are safe and convenient

Use contactless and contactless dual-interface chip, and adopts the composite card form of "chip magnetic stripe" to provide cardholders with a safer and richer payment experience.

2. Intimate repayment plan

The Dragon Card JOY Card introduces a minimum repayment ratio as low as 5, and the minimum repayment amount is not less than 200 yuan or 50 US dollars (if If the accumulated outstanding transaction principal is less than RMB 200 or US$50, the minimum repayment amount is equal to the accumulated outstanding transaction principal). It provides a more considerate repayment plan for young customers, effectively easing the repayment pressure of young customers.

3. Multiple travel protections

(1) Cardholders pay for air tickets or travel expenses (including air tickets) by swiping the card. Standard Platinum Card holders can enjoy up to 5 million yuan in aviation accident protection. Insurance, gold card holders can enjoy aviation accident insurance up to RMB 1 million.

(2) In case of overseas fraud 48 hours (inclusive) before the cardholder reports the loss, standard platinum card holders can enjoy card loss protection services of up to RMB 20,000, and gold card holders can enjoy up to RMB 20,000 in card loss protection services. RMB 10,000 lost card protection service.

4. Long Card is safe to use

You can enjoy instant transaction SMS service for 3 yuan per month, and you can enjoy up to 50,000 yuan per year for domestic and overseas fraudulent transactions 48 hours (inclusive) before reporting loss. RMB compensation protection.

You can enjoy real-time transaction SMS service for RMB 8 per month (Exclusive version with peace of mind), and you can enjoy compensation protection of up to RMB 100,000 per year for domestic and overseas fraudulent transactions 96 hours (inclusive) before reporting a loss.

2. Annual fee standards and preferential policies

1. UnionPay version

(1) The annual fee for the main card of the Standard Platinum Card is 580 yuan/card. The annual card fee is 300 yuan per card, and the annual fee for that year is waived for a total of 10 card purchases and cash withdrawals (no limit on amount) in each card year.

(2) The annual fee for the Gold Card (student version) is 160 yuan/card, no supplementary card is issued, and the preferential policy of waiving the annual fee within the validity period is implemented.

2. VISA version and MasterCard version

The annual fee for the standard platinum card for the main card is 580 yuan/card, and the annual fee for the supplementary card is 300 yuan/card. The main and supplementary cards are both valid within the validity period. Discount policy with no annual fee.

China Construction Bank-Longka JOY Credit Card

Is the CCB Digital Platinum Card a real platinum card?

Yes. The digital version of China Construction Bank VISA Global Payment Credit Card is a platinum-level credit card. CCB Digital Platinum Card is a real platinum card. China Construction Bank provides comprehensive financial services to Taiwan, Hong Kong, the United States, Australia and other countries or regions around the world, and mainly operates corporate banking, personal banking and treasury services.

What are the uses of China Construction Bank’s platinum card (be specific)

The uses of platinum card are as follows:

1. Enjoy high credit limit: The limit range of platinum credit card is The amount ranges from tens of thousands to hundreds of thousands of yuan, and some banks can even reach more than 1 million yuan. The high limit of platinum credit cards can meet cardholders' card consumption needs in a wider range.

2. Enjoy multiple benefits: enjoy multiple points by swiping the card, free aviation accident insurance and delay insurance, roadside assistance services, car rental discounts, free golf, airport VIP room services, free upgrades for airplanes or trains cabin services and free physical examination services, as well as the bank's dedicated customer service hotline, bank skip-the-line processing services, etc.

Platinum Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions.

Is CCB Wealth Management Platinum Card a credit card? If not, what is the functional difference between the two?

The CCB Wealth Management Platinum Card is not a credit card.

1. Different types of cards: The Financial Platinum Card is a debit card, that is, a savings card, but not a credit card.

2. Different uses: When using the financial platinum card, you must save money first and then spend it. Overdraft is not allowed. The credit card is a debit card. You must spend first and then pay back.

3. Different credit limits: Credit cards are reviewed by the bank and given an overdraft limit for users to use. Financial management platinum cards are issued to high-quality customers of China Construction Bank, with priority in handling business and one-to-one personal financial services. wait.

Extended information:

Notes on applying for CCB Financial Platinum Card:

1. CCB’s financial assets within one year (including savings deposits, funds, treasury bonds etc.) The average monthly balance is more than 200,000 yuan (inclusive).

2. The average monthly balance of personal loans within one year reaches more than 500,000 yuan (inclusive), the repayment status is good, and there are no bad records.

3. If the cumulative consumption of the Dragon Card within one year exceeds 50,000 yuan (inclusive), the annual fee for the CCB Wealth Management Platinum Card will be waived.

4. CCB Platinum Financial Card is a multi-currency comprehensive financial product provided by China Construction Bank to high-end customers. It has multiple accounts in one card, comprehensive management, contracted financial management, automatic transfer, overseas transactions, global versatility, It has functions such as collection and payment, SMS notification, etc., and can enjoy many distinguished services such as priority discounts and financial consultation provided by China Construction Bank. It is also a mark of the distinguished status of customers.

5. There is no handling fee for inter-bank remittances. You can repay major bank credit cards with one card, which is convenient for management. You can go to the VIP room to do business without queuing in the lobby. You can also enjoy outings and golf games organized by CCB for high-end customers. various social and leisure activities.

Baidu Encyclopedia - CCB Wealth Management Card

Baidu Encyclopedia - Platinum Card

Baidu Encyclopedia - CCB Credit Card

Is CCB Platinum Card a credit card? Let’s stop talking about the introduction here.