Credit card reserve itself is a consumer credit loan, and withdrawal is not supported. It can only be used for personal consumption and family consumption, that is to say, it can only be used for credit card consumption, not cash withdrawal. If the credit card reserve fund tx comes out, it will be discovered by the bank and even require the applicant to repay it in one lump sum.

Taking Industrial Bank as an example, the withdrawal method of bank card reserve fund is as follows:

1. On the app page of Industrial Bank, click and select the credit card in the upper right corner.

2. Enter the mobile phone number to verify identity login.

3. On the credit card page, click and select I want to borrow money.

4. Choose the cash withdrawal method and apply for the credit card reserve fund.

Credit card reserve is usually introduced by the bank for the credit card holders of the bank, and the amount given does not occupy the credit card amount. It is worth noting that some banks do not support cash withdrawal from credit card reserve funds, so users can call for advice. At this point, the reserve fund can only be used for consumption.

When opening the credit card reserve fund, different users get different amounts. Usually, the more credit cards are used at ordinary times, the higher the amount when they are returned on time. Moreover, the credit card reserve fund must be returned on time after use, and there can be no overdue return.

Credit cards must be used according to their repayment ability in daily use to avoid overdue repayment. If the credit card cannot be returned on time after use, you can use installment repayment or minimum repayment amount, and the installment repayment should meet the conditions stipulated by the bank.

Version information: Take Industrial Bank version 5.0.47, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.