Generally, these two platforms are used for collection, which shows that you are stable in loans overdue. Another possibility is that some online advertising loan calls can be blacked out directly at this time without answering.

What should I do if the other party calls the company?

You can choose to report. If it is illegally collected by routines or the platform itself, colleagues can record violent collection calls, then call the police and ask the public security department to intervene in the investigation. You can also choose to negotiate repayment. After all, work is more important. You can contact the loan platform for violent call collection, negotiate with it, re-formulate the repayment plan, and completely solve the problem of arrears.

How to avoid affecting work?

1, confess in advance

The best way is to send a text message, send a circle of friends and call the people in the address book before being forced ashore. If you encounter usury fraud, don't pay attention to asking for information.

2. The company says hello to you

If your communication is not bad at ordinary times, and there is no direct leader's phone number in the address book, then communicate with colleagues in the address book as soon as possible so that they can't disclose any information about the company, or you can explain to the company's front desk or administration that you have recently encountered fraud. If there is a phone number, ignore it.

In fact, if you have a stable job after your credit card expires. If you can't handle the arrears in a short time, the most effective way is to keep the phone open, don't lose contact and express your willingness to repay to the bank. After your income is stable, according to Article 70 of the Measures for the Supervision and Administration of Credit Cards of Commercial Banks, you can reach a personalized repayment plan with the bank to avoid the increase of interest penalty and avoid being sued. 65,438+0 to 5 years to repay slowly. This way can completely avoid prosecution and collection, provided that each installment can be repaid on time through negotiation.