Hello, this card friend, when applying for a credit card, it is not enough to only have a house. You also need to have a fixed job and a stable income, so that the probability of being approved will be higher. However, it should be noted that if you have had a bad credit record before, the bank will basically not apply for a credit card for you. When the bank reviews and evaluates your personal information, it finds that you have a bad credit record. It is basically certain that the bank will not apply for a credit card for you.